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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,109 | $115,814-42.1% | $101,275-33.7% | $158,982-57.8% |
| Participation rate | 90.0% | 79.4%+10.6pp | 75.8%+14.2pp | 82.0%+8.0pp |
| Annual return | -0.02% | 56.16%-56.2pp | 46.48%-46.5pp | 302.99%-303.0pp |
| Employer contribution / active EE | $750 | $4,176-82.0% | $3,660-79.5% | $4,763-84.3% |
| Participant deferral / active EE | $2,185 | $4,958-55.9% | $4,371-50.0% | $5,983-63.5% |
| Admin fee / account holder | $14,567 | $7,249+101.0% | $5,948+144.9% | $11,252+29.5% |