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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,802 | $65,027-46.5% | $90,970-61.7% | $79,852-56.4% |
| Participation rate | 17.1% | 61.6%-44.5pp | 69.0%-51.9pp | 69.6%-52.6pp |
| Annual return | 14.82% | 30.45%-15.6pp | 134.58%-119.8pp | 31.72%-16.9pp |
| Employer contribution / active EE | $482 | $1,247-61.3% | $2,122-77.3% | $2,471-80.5% |
| Participant deferral / active EE | $1,962 | $2,512-21.9% | $3,373-41.9% | $3,740-47.6% |
| Admin fee / account holder | $149 | $4,535-96.7% | $5,960-97.5% | $5,306-97.2% |