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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,584 | $86,938+21.4% | $102,423+3.1% | $80,925+30.5% |
| Participation rate | 56.0% | 72.4%-16.4pp | 76.5%-20.5pp | 67.7%-11.7pp |
| Annual return | 11.22% | 18.89%-7.7pp | 29.42%-18.2pp | 35.65%-24.4pp |
| Employer contribution / active EE | $1,143 | $2,369-51.8% | $3,023-62.2% | $2,756-58.5% |
| Participant deferral / active EE | $3,115 | $4,120-24.4% | $5,054-38.4% | $4,299-27.5% |
| Admin fee / account holder | $144 | $8,053-98.2% | $9,455-98.5% | $6,940-97.9% |