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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,409 | $34,316+3.2% | $74,722-52.6% | $72,975-51.5% |
| Participation rate | 12.9% | 42.4%-29.5pp | 54.5%-41.6pp | 69.5%-56.6pp |
| Annual return | 23.52% | 26.58%-3.1pp | 753.11%-729.6pp | 81.01%-57.5pp |
| Employer contribution / active EE | $125 | $692-82.0% | $1,084-88.5% | $2,440-94.9% |
| Participant deferral / active EE | $394 | $1,272-69.0% | $1,963-79.9% | $3,608-89.1% |
| Admin fee / account holder | $41 | $2,125-98.0% | $3,335-98.8% | $5,124-99.2% |