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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,465 | $183,516-50.2% | $155,534-41.2% | $145,884-37.3% |
| Participation rate | 69.2% | 82.7%-13.5pp | 78.2%-9.0pp | 80.3%-11.1pp |
| Annual return | 20.33% | 61.43%-41.1pp | 64.92%-44.6pp | 551.85%-531.5pp |
| Employer contribution / active EE | $4,654 | $5,315-12.4% | $4,675-0.4% | $4,662-0.2% |
| Participant deferral / active EE | $7,049 | $6,467+9.0% | $5,630+25.2% | $6,690+5.4% |
| Admin fee / account holder | $86,926 | $19,293+350.5% | $15,900+446.7% | $13,392+549.1% |