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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,291 | $81,870+1.7% | $119,634-30.4% | $68,490+21.6% |
| Participation rate | 97.1% | 71.9%+25.2pp | 79.3%+17.9pp | 67.9%+29.2pp |
| Annual return | -22.96% | -23.82%+0.9pp | -14.98%-8.0pp | -7.85%-15.1pp |
| Employer contribution / active EE | $3,241 | $2,692+20.4% | $4,232-23.4% | $2,597+24.8% |
| Participant deferral / active EE | $5,823 | $4,148+40.4% | $5,601+4.0% | $4,028+44.6% |
| Admin fee / account holder | $2,901 | $6,583-55.9% | $10,329-71.9% | $5,403-46.3% |