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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,595 | $72,404-8.0% | $110,243-39.6% | $64,173+3.8% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | -7.82% | -6.29%-1.5pp | 314.76%-322.6pp | 7.63%-15.5pp |
| Employer contribution / active EE | $6,158 | $2,282+169.9% | $3,827+60.9% | $2,381+158.6% |
| Participant deferral / active EE | $6,391 | $3,469+84.2% | $4,672+36.8% | $3,470+84.2% |
| Admin fee / account holder | $968 | $5,664-82.9% | $8,548-88.7% | $4,887-80.2% |