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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,271 | $133,981-2.8% | $112,249+16.1% | $134,532-3.2% |
| Participation rate | 85.7% | 78.6%+7.2pp | 75.1%+10.7pp | 81.2%+4.5pp |
| Annual return | -10.83% | 47.16%-58.0pp | 27.48%-38.3pp | 418.27%-429.1pp |
| Employer contribution / active EE | $0 | $4,040-100.0% | $3,636-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $8,091 | $5,292+52.9% | $4,729+71.1% | $6,401+26.4% |
| Admin fee / account holder | $98,979 | $7,492+1221.2% | $6,412+1443.6% | $11,429+766.1% |