Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,737 | $80,992+15.7% | $96,534-2.9% | $75,173+24.7% |
| Participation rate | 40.0% | 71.8%-31.8pp | 76.0%-36.0pp | 67.2%-27.2pp |
| Annual return | 18.29% | 27.05%-8.8pp | 25.88%-7.6pp | 160.72%-142.4pp |
| Employer contribution / active EE | $301 | $2,283-86.8% | $2,965-89.9% | $2,671-88.7% |
| Participant deferral / active EE | $3,000 | $3,929-23.7% | $4,851-38.2% | $4,126-27.3% |
| Admin fee / account holder | $1,712 | $6,717-74.5% | $8,253-79.3% | $5,651-69.7% |