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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,656 | $106,280+59.6% | $96,538+75.7% | $139,487+21.6% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 14.55% | 38.48%-23.9pp | 35.74%-21.2pp | 373.84%-359.3pp |
| Employer contribution / active EE | $22,703 | $4,107+452.8% | $3,740+507.0% | $4,755+377.5% |
| Participant deferral / active EE | $16,497 | $5,457+202.3% | $4,880+238.0% | $6,713+145.8% |
| Admin fee / account holder | $5,518 | $7,888-30.0% | $6,737-18.1% | $11,407-51.6% |