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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,944 | $180,459-50.2% | $154,108-41.6% | $135,380-33.6% |
| Participation rate | 93.8% | 87.4%+6.3pp | 83.0%+10.7pp | 82.6%+11.1pp |
| Annual return | -5.02% | 888.21%-893.2pp | 735.21%-740.2pp | 519.81%-524.8pp |
| Employer contribution / active EE | $4,651 | $6,035-22.9% | $5,298-12.2% | $4,779-2.7% |
| Participant deferral / active EE | $3,190 | $5,806-45.1% | $5,081-37.2% | $5,609-43.1% |
| Admin fee / account holder | $2,929 | $16,145-81.9% | $13,411-78.2% | $10,828-73.0% |