Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,627 | $79,961-79.2% | $98,462-83.1% | $75,177-77.9% |
| Participation rate | 38.3% | 70.4%-32.1pp | 75.2%-36.9pp | 67.2%-28.9pp |
| Annual return | 18.27% | 19.75%-1.5pp | 21.17%-2.9pp | 160.75%-142.5pp |
| Employer contribution / active EE | $725 | $2,264-68.0% | $3,049-76.2% | $2,671-72.8% |
| Participant deferral / active EE | $1,162 | $3,753-69.0% | $4,738-75.5% | $4,126-71.8% |
| Admin fee / account holder | $1,138 | $6,842-83.4% | $8,875-87.2% | $5,651-79.9% |