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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,749 | $90,607+117.1% | $79,467+147.6% | $135,380+45.3% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | 6.06% | 977.74%-971.7pp | 718.30%-712.2pp | 519.81%-513.7pp |
| Employer contribution / active EE | $18,980 | $3,068+518.7% | $2,800+577.8% | $4,779+297.2% |
| Participant deferral / active EE | $9,600 | $4,050+137.0% | $3,704+159.2% | $5,609+71.2% |
| Admin fee / account holder | $931 | $5,895-84.2% | $5,104-81.8% | $10,828-91.4% |