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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,862 | $104,251-80.9% | $91,004-78.2% | $147,586-86.5% |
| Participation rate | 100.0% | 78.2%+21.8pp | 75.6%+24.4pp | 82.8%+17.2pp |
| Annual return | 7.77% | 27.06%-19.3pp | 4.60%+3.2pp | 578.59%-570.8pp |
| Employer contribution / active EE | $3,963 | $3,116+27.2% | $2,456+61.4% | $4,876-18.7% |
| Participant deferral / active EE | $6,224 | $4,195+48.4% | $3,548+75.4% | $5,439+14.4% |
| Admin fee / account holder | $38,070 | $8,948+325.5% | $5,417+602.7% | $10,886+249.7% |