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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,972 | $135,956-52.2% | $123,894-47.6% | $273,972-76.3% |
| Participation rate | 81.8% | 84.1%-2.2pp | 81.4%+0.4pp | 83.0%-1.2pp |
| Annual return | 5.44% | 56.63%-51.2pp | 47.52%-42.1pp | 41.46%-36.0pp |
| Employer contribution / active EE | $1,119 | $5,170-78.4% | $4,617-75.8% | $4,869-77.0% |
| Participant deferral / active EE | $1,426 | $6,343-77.5% | $5,984-76.2% | $5,287-73.0% |
| Admin fee / account holder | $10,358 | $9,817+5.5% | $8,357+23.9% | $10,133+2.2% |