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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,731 | $199,109-48.9% | $173,730-41.4% | $154,746-34.3% |
| Participation rate | 64.7% | 82.8%-18.1pp | 79.6%-14.9pp | 80.7%-16.0pp |
| Annual return | 12.10% | 20.02%-7.9pp | 19.96%-7.9pp | 172.34%-160.2pp |
| Employer contribution / active EE | $3,881 | $5,311-26.9% | $4,577-15.2% | $4,379-11.4% |
| Participant deferral / active EE | $9,509 | $7,113+33.7% | $6,326+50.3% | $6,730+41.3% |
| Admin fee / account holder | $42,717 | $20,916+104.2% | $17,523+143.8% | $14,365+197.4% |