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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,731 | $178,174-42.9% | $156,181-34.9% | $137,256-25.9% |
| Participation rate | 64.7% | 82.0%-17.3pp | 78.8%-14.1pp | 80.0%-15.3pp |
| Annual return | 12.10% | 84.19%-72.1pp | 64.87%-52.8pp | 220.34%-208.2pp |
| Employer contribution / active EE | $3,881 | $4,972-21.9% | $4,294-9.6% | $4,156-6.6% |
| Participant deferral / active EE | $9,509 | $6,888+38.1% | $6,132+55.1% | $6,407+48.4% |
| Admin fee / account holder | $42,717 | $17,404+145.4% | $14,586+192.9% | $12,270+248.1% |