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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,731 | $254,759-60.1% | $216,567-53.0% | $198,609-48.8% |
| Participation rate | 64.7% | 84.5%-19.8pp | 81.6%-16.9pp | 82.4%-17.7pp |
| Annual return | 12.10% | 10.04%+2.1pp | 12.94%-0.8pp | 202.70%-190.6pp |
| Employer contribution / active EE | $3,881 | $6,096-36.3% | $5,216-25.6% | $5,055-23.2% |
| Participant deferral / active EE | $9,509 | $6,948+36.9% | $6,191+53.6% | $6,977+36.3% |
| Admin fee / account holder | $42,717 | $26,311+62.4% | $21,981+94.3% | $19,030+124.5% |