Retirement plan

CLS, INC. RETIREMENT PLAN

Name: COMMUNITY LIVING SERVICES, INC. - CLS, INC. RETIREMENT PLAN (2019) Form 5500
Creator: COMMUNITY LIVING SERVICES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CLS, INC. RETIREMENT PLAN, COMMUNITY LIVING SERVICES, INC.

COMMUNITY LIVING SERVICES, INC.EIN 38-2849658Plan #003PY 2019

35425 MICHIGAN AVE WEST - WAYNE, MI 481841687734-467-7600comlivserv.comLinkedIn51-200 employeesconsumer services

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$18.7M

+8.7% from 2018

Total participants

217

-11.8% from 2018

Average account balance

$87,122

+24.4% from 2018

Annual return

20.47%

+23.68 pp from 2018

Benchmarks

See 5,341 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort5,341 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$18.15M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$80K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

228

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$767K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.95%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$41

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
STANCORP FINANCIAL GROUP5+ years Filed as: STANCORP FINCIAL GROUP Service code 12 · EIN 93-1253576	Custodial (securities); Claims proces...	$9,630
STANCORP FINANCIAL GROUP5+ years Service code 60	Sub-TA Fees	$1,690

Plan features & details

Pension benefit codes2E2F2G2J2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$10K

$84 / participant

Contract admin$10K100.0%

% of EOY assets

0.051%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: YEO & YEO CPAS
Auditor EIN: 382706146
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$87,122

$52,967+64.5%

$172,753-49.6%

$65,186+33.7%

Participation rate

98.2%

66.2%+32.0pp

82.6%+15.6pp

70.2%+28.0pp

Annual return

20.47%

30.12%-9.7pp

803.00%-782.5pp

29.39%-8.9pp

Employer contribution / active EE

$2,055

$2,190-6.2%

$5,144-60.0%

$2,177-5.6%

Participant deferral / active EE

$4,507

$2,471+82.4%

$5,198-13.3%

$3,514+28.3%

Admin fee / account holder

$45

$472-90.5%

$13,956-99.7%

$847-94.7%

Provider

Service type

Compensation

STANCORP FINANCIAL GROUP5+ years

Filed as: STANCORP FINCIAL GROUP

Service code 12 · EIN 93-1253576

Custodial (securities); Claims proces...

$9,630

STANCORP FINANCIAL GROUP5+ years

Service code 60

Sub-TA Fees

$1,690

CLS, INC. RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CLS, INC. RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion