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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,940 | $84,236+104.1% | $170,435+0.9% | $70,126+145.2% |
| Participation rate | 77.8% | 70.8%+6.9pp | 83.6%-5.8pp | 69.5%+8.2pp |
| Annual return | 11.61% | 23.06%-11.5pp | 205.94%-194.3pp | 73.15%-61.5pp |
| Employer contribution / active EE | $866 | $3,387-74.4% | $5,432-84.1% | $2,343-63.0% |
| Participant deferral / active EE | $4,146 | $3,086+34.4% | $4,939-16.1% | $3,332+24.4% |
| Admin fee / account holder | $36,068 | $5,698+533.0% | $13,881+159.8% | $4,645+676.4% |