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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,187 | $60,442-3.7% | $96,754-39.9% | $87,485-33.5% |
| Participation rate | 100.0% | 58.7%+41.3pp | 70.3%+29.7pp | 68.9%+31.1pp |
| Annual return | 15.59% | 21.97%-6.4pp | 82.04%-66.4pp | 26.06%-10.5pp |
| Employer contribution / active EE | $1,770 | $1,691+4.7% | $2,679-33.9% | $2,596-31.8% |
| Participant deferral / active EE | $4,489 | $3,280+36.9% | $4,758-5.7% | $4,274+5.0% |
| Admin fee / account holder | $5,064 | $5,069-0.1% | $8,905-43.1% | $7,775-34.9% |