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| Provider | Service type | Compensation |
|---|---|---|
SENTINEL PENSION ADVISORS4 years Filed as: SENTINEL BENEFITS GROUP, INC. Service code 15 · EIN 04-3015875 | Recordkeeping | $10,786 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,852 | $40,435-65.7% | $80,648-82.8% | $74,473-81.4% |
| Participation rate | 52.5% | 47.4%+5.2pp | 67.0%-14.5pp | 70.7%-18.2pp |
| Annual return | 18.71% | 165.22%-146.5pp | 937.21%-918.5pp | 34.36%-15.6pp |
| Employer contribution / active EE | $175 | $1,498-88.3% | $2,724-93.6% | $2,638-93.4% |
| Participant deferral / active EE | $759 | $2,673-71.6% | $4,443-82.9% | $4,530-83.3% |
| Admin fee / account holder | $37 | $721-94.8% | $5,382-99.3% | $347-89.2% |