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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,848 | $125,190-53.8% | $105,624-45.2% | $145,897-60.4% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 9.38% | 225.22%-215.8pp | 116.20%-106.8pp | 552.29%-542.9pp |
| Employer contribution / active EE | $6,803 | $3,720+82.9% | $3,168+114.8% | $4,663+45.9% |
| Participant deferral / active EE | $4,137 | $5,716-27.6% | $5,013-17.5% | $6,689-38.2% |
| Admin fee / account holder | $1,608 | $17,138-90.6% | $10,961-85.3% | $13,390-88.0% |