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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,072 | $57,352-9.2% | $83,830-37.9% | $64,173-18.9% |
| Participation rate | 96.6% | 68.6%+27.9pp | 76.1%+20.4pp | 69.6%+27.0pp |
| Annual return | -2.75% | 11.38%-14.1pp | 850.97%-853.7pp | 7.63%-10.4pp |
| Employer contribution / active EE | $1,936 | $2,546-23.9% | $3,631-46.7% | $2,381-18.7% |
| Participant deferral / active EE | $4,293 | $2,993+43.4% | $4,082+5.2% | $3,470+23.7% |
| Admin fee / account holder | $2,293 | $4,046-43.3% | $5,479-58.1% | $4,887-53.1% |