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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,193 | $32,037-24.5% | $69,182-65.0% | $62,881-61.5% |
| Participation rate | 57.1% | 43.4%+13.7pp | 55.1%+2.0pp | 69.3%-12.2pp |
| Annual return | 5.27% | 15.16%-9.9pp | -21.93%+27.2pp | 20.14%-14.9pp |
| Employer contribution / active EE | $596 | $679-12.2% | $1,206-50.6% | $2,281-73.9% |
| Participant deferral / active EE | $2,617 | $1,185+120.8% | $1,897+38.0% | $3,203-18.3% |
| Admin fee / account holder | $270 | $2,608-89.7% | $2,697-90.0% | $4,296-93.7% |