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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,399 | $53,128-76.7% | $86,581-85.7% | $70,124-82.3% |
| Participation rate | 74.1% | 65.3%+8.8pp | 73.5%+0.5pp | 69.5%+4.5pp |
| Annual return | 13.63% | 27.66%-14.0pp | 965.06%-951.4pp | 73.14%-59.5pp |
| Employer contribution / active EE | $1,520 | $2,068-26.5% | $2,840-46.5% | $2,342-35.1% |
| Participant deferral / active EE | $885 | $2,695-67.2% | $3,609-75.5% | $3,332-73.4% |
| Admin fee / account holder | $341 | $3,584-90.5% | $4,904-93.0% | $4,645-92.7% |