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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,313 | $72,273+30.5% | $101,275-6.9% | $79,856+18.1% |
| Participation rate | 97.9% | 68.5%+29.5pp | 75.8%+22.1pp | 69.6%+28.3pp |
| Annual return | 13.03% | 22.30%-9.3pp | 46.48%-33.5pp | 31.71%-18.7pp |
| Employer contribution / active EE | $12,813 | $2,691+376.1% | $3,660+250.1% | $2,471+418.5% |
| Participant deferral / active EE | $5,889 | $3,282+79.4% | $4,371+34.7% | $3,741+57.4% |
| Admin fee / account holder | $9,457 | $4,401+114.9% | $5,948+59.0% | $5,306+78.2% |