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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,844 | $56,894+33.3% | $84,753-10.5% | $62,881+20.6% |
| Participation rate | 69.7% | 68.5%+1.2pp | 76.6%-6.9pp | 69.3%+0.4pp |
| Annual return | 27.60% | 6.30%+21.3pp | 22.78%+4.8pp | 20.14%+7.5pp |
| Employer contribution / active EE | $1,635 | $2,400-31.9% | $3,574-54.3% | $2,281-28.3% |
| Participant deferral / active EE | $3,493 | $2,709+28.9% | $3,712-5.9% | $3,203+9.0% |
| Admin fee / account holder | $4,566 | $3,581+27.5% | $5,333-14.4% | $4,296+6.3% |