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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,231 | $86,288-9.3% | $111,306-29.7% | $85,851-8.9% |
| Participation rate | 66.7% | 73.3%-6.7pp | 77.3%-10.7pp | 69.3%-2.7pp |
| Annual return | 16.28% | 19.99%-3.7pp | 54.67%-38.4pp | 318.63%-302.4pp |
| Employer contribution / active EE | $2,472 | $2,044+21.0% | $2,732-9.5% | $2,565-3.7% |
| Participant deferral / active EE | $5,527 | $3,641+51.8% | $4,488+23.2% | $3,952+39.9% |
| Admin fee / account holder | $2,988 | $8,189-63.5% | $7,966-62.5% | $6,261-52.3% |