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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $417,848 | $162,136+157.7% | $152,301+174.4% | $154,746+170.0% |
| Participation rate | 90.5% | 84.1%+6.4pp | 82.4%+8.0pp | 80.7%+9.8pp |
| Annual return | 14.98% | 91.02%-76.0pp | 80.50%-65.5pp | 172.34%-157.4pp |
| Employer contribution / active EE | $8,951 | $4,890+83.0% | $4,624+93.6% | $4,379+104.4% |
| Participant deferral / active EE | $9,543 | $8,341+14.4% | $8,004+19.2% | $6,730+41.8% |
| Admin fee / account holder | $3,038 | $15,759-80.7% | $14,398-78.9% | $14,365-78.9% |