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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,730 | $138,114-33.6% | $125,391-26.8% | $134,545-31.8% |
| Participation rate | 62.5% | 84.5%-22.0pp | 82.4%-19.9pp | 81.2%-18.7pp |
| Annual return | -15.24% | 750.88%-766.1pp | 572.41%-587.7pp | 418.37%-433.6pp |
| Employer contribution / active EE | $3,030 | $5,246-42.2% | $4,816-37.1% | $4,742-36.1% |
| Participant deferral / active EE | $10,071 | $7,801+29.1% | $7,448+35.2% | $6,401+57.3% |
| Admin fee / account holder | $2,337 | $11,570-79.8% | $10,009-76.7% | $11,431-79.6% |