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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,615 | $154,228-3.0% | $145,433+2.9% | $137,256+9.0% |
| Participation rate | 88.9% | 83.8%+5.1pp | 82.1%+6.8pp | 80.0%+8.9pp |
| Annual return | 25.01% | 74.59%-49.6pp | 66.58%-41.6pp | 220.34%-195.3pp |
| Employer contribution / active EE | $21,499 | $4,804+347.5% | $4,554+372.0% | $4,156+417.3% |
| Participant deferral / active EE | $6,816 | $8,216-17.0% | $7,897-13.7% | $6,407+6.4% |
| Admin fee / account holder | $998 | $14,344-93.0% | $13,129-92.4% | $12,270-91.9% |