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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,617 | $99,345-70.2% | $84,753-65.1% | $273,972-89.2% |
| Participation rate | 83.3% | 80.7%+2.6pp | 76.6%+6.7pp | 83.0%+0.3pp |
| Annual return | 4.35% | 22.93%-18.6pp | 22.78%-18.4pp | 41.46%-37.1pp |
| Employer contribution / active EE | $433 | $4,214-89.7% | $3,574-87.9% | $4,869-91.1% |
| Participant deferral / active EE | $2,325 | $4,270-45.5% | $3,712-37.4% | $5,287-56.0% |
| Admin fee / account holder | $3,772 | $6,645-43.2% | $5,333-29.3% | $10,133-62.8% |