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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,490 | $78,428+65.1% | $95,960+34.9% | $79,852+62.2% |
| Participation rate | 83.3% | 73.5%+9.8pp | 77.1%+6.3pp | 69.6%+13.7pp |
| Annual return | 16.05% | 19.37%-3.3pp | 91.63%-75.6pp | 31.72%-15.7pp |
| Employer contribution / active EE | $2,756 | $1,945+41.7% | $2,541+8.4% | $2,471+11.5% |
| Participant deferral / active EE | $1,383 | $3,440-59.8% | $4,167-66.8% | $3,740-63.0% |
| Admin fee / account holder | $509 | $5,622-90.9% | $6,797-92.5% | $5,306-90.4% |