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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,507 | $91,194+180.2% | $178,486+43.2% | $79,860+219.9% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 16.87% | 24.19%-7.3pp | 151.08%-134.2pp | 31.72%-14.8pp |
| Employer contribution / active EE | $13,290 | $3,256+308.2% | $5,011+165.2% | $2,471+437.9% |
| Participant deferral / active EE | $7,206 | $3,236+122.7% | $5,202+38.5% | $3,740+92.7% |
| Admin fee / account holder | $6,665 | $6,751-1.3% | $13,985-52.3% | $5,306+25.6% |