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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,829 | $124,425+71.9% | $112,040+90.9% | $137,256+55.8% |
| Participation rate | 75.0% | 79.3%-4.3pp | 76.5%-1.5pp | 80.0%-5.0pp |
| Annual return | 14.86% | 24.72%-9.9pp | 24.52%-9.7pp | 220.34%-205.5pp |
| Employer contribution / active EE | $3,896 | $3,411+14.2% | $2,954+31.9% | $4,156-6.3% |
| Participant deferral / active EE | $6,406 | $5,718+12.0% | $5,098+25.7% | $6,4070% |
| Admin fee / account holder | $46,756 | $15,207+207.5% | $12,098+286.5% | $12,270+281.1% |