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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,829 | $136,860+56.2% | $120,344+77.7% | $154,746+38.2% |
| Participation rate | 75.0% | 79.9%-4.9pp | 76.7%-1.7pp | 80.7%-5.7pp |
| Annual return | 14.86% | 21.38%-6.5pp | 20.30%-5.4pp | 172.34%-157.5pp |
| Employer contribution / active EE | $3,896 | $3,533+10.3% | $3,020+29.0% | $4,379-11.0% |
| Participant deferral / active EE | $6,406 | $5,793+10.6% | $5,135+24.8% | $6,730-4.8% |
| Admin fee / account holder | $46,756 | $15,393+203.8% | $12,742+267.0% | $14,365+225.5% |