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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,888 | $95,915-86.6% | $79,580-83.8% | $134,532-90.4% |
| Participation rate | 92.9% | 75.0%+17.8pp | 69.5%+23.4pp | 81.2%+11.6pp |
| Annual return | -32.33% | -2.71%-29.6pp | 0.15%-32.5pp | 418.27%-450.6pp |
| Employer contribution / active EE | $879 | $3,129-71.9% | $2,413-63.6% | $4,741-81.5% |
| Participant deferral / active EE | $5,351 | $4,693+14.0% | $3,985+34.3% | $6,401-16.4% |
| Admin fee / account holder | $3,533 | $9,132-61.3% | $6,835-48.3% | $11,429-69.1% |