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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,856 | $183,592-32.0% | $155,574-19.7% | $145,877-14.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 7.41% | 61.37%-54.0pp | 64.87%-57.5pp | 551.28%-543.9pp |
| Employer contribution / active EE | $3,181 | $5,317-40.2% | $4,676-32.0% | $4,663-31.8% |
| Participant deferral / active EE | $7,172 | $6,466+10.9% | $5,629+27.4% | $6,691+7.2% |
| Admin fee / account holder | $1,432 | $19,316-92.6% | $15,914-91.0% | $13,402-89.3% |