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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,251,166 | $185,312+575.2% | $161,489+674.8% | $154,746+708.5% |
| Participation rate | 80.0% | 82.5%-2.5pp | 78.7%+1.3pp | 80.7%-0.7pp |
| Annual return | 6.16% | 103.84%-97.7pp | 89.72%-83.6pp | 172.34%-166.2pp |
| Employer contribution / active EE | $1,163 | $4,769-75.6% | $4,268-72.8% | $4,379-73.4% |
| Participant deferral / active EE | $4,691 | $6,350-26.1% | $5,630-16.7% | $6,730-30.3% |
| Admin fee / account holder | $43,479 | $18,654+133.1% | $16,006+171.6% | $14,365+202.7% |