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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,083 | $57,330-23.1% | $86,656-49.1% | $75,177-41.4% |
| Participation rate | 100.0% | 63.2%+36.8pp | 71.7%+28.3pp | 67.2%+32.8pp |
| Annual return | 17.43% | 2675.40%-2658.0pp | 593.09%-575.7pp | 160.75%-143.3pp |
| Employer contribution / active EE | $9,214 | $2,316+297.8% | $3,025+204.5% | $2,671+245.0% |
| Participant deferral / active EE | $7,294 | $3,320+119.7% | $4,439+64.3% | $4,126+76.8% |
| Admin fee / account holder | $357 | $4,115-91.3% | $5,619-93.6% | $5,651-93.7% |