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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,577 | $103,393+70.8% | $87,103+102.7% | $152,909+15.5% |
| Participation rate | 88.2% | 79.4%+8.9pp | 76.9%+11.4pp | 82.5%+5.8pp |
| Annual return | 17.06% | 28.10%-11.0pp | 28.19%-11.1pp | 345.46%-328.4pp |
| Employer contribution / active EE | $1,395 | $3,221-56.7% | $2,521-44.7% | $4,764-70.7% |
| Participant deferral / active EE | $11,073 | $4,778+131.7% | $4,049+173.5% | $5,851+89.2% |
| Admin fee / account holder | $44,720 | $12,195+266.7% | $7,491+496.9% | $11,601+285.5% |