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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,632 | $75,962+49.6% | $154,111-26.3% | $64,173+77.1% |
| Participation rate | 98.6% | 70.4%+28.2pp | 83.0%+15.5pp | 69.6%+29.0pp |
| Annual return | -6.21% | 30.32%-36.5pp | 735.18%-741.4pp | 7.63%-13.8pp |
| Employer contribution / active EE | $2,531 | $3,350-24.5% | $5,298-52.2% | $2,381+6.3% |
| Participant deferral / active EE | $4,716 | $3,175+48.6% | $5,081-7.2% | $3,470+35.9% |
| Admin fee / account holder | $1,786 | $5,589-68.0% | $13,411-86.7% | $4,887-63.5% |