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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,759 | $90,607-40.7% | $79,467-32.4% | $135,380-60.3% |
| Participation rate | 85.7% | 76.0%+9.7pp | 73.3%+12.4pp | 82.6%+3.1pp |
| Annual return | -0.81% | 977.74%-978.5pp | 718.30%-719.1pp | 519.81%-520.6pp |
| Employer contribution / active EE | $57 | $3,068-98.1% | $2,800-98.0% | $4,779-98.8% |
| Participant deferral / active EE | $5,571 | $4,050+37.6% | $3,704+50.4% | $5,609-0.7% |
| Admin fee / account holder | $3,082 | $5,895-47.7% | $5,104-39.6% | $10,828-71.5% |