Retirement plan

VOSS INDUSTRIES 401(K) RETIREMENT PLAN

Name: PGP CORPORATION - VOSS INDUSTRIES 401(K) RETIREMENT PLAN (2018) Form 5500
Creator: PGP CORPORATION
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, VOSS INDUSTRIES 401(K) RETIREMENT PLAN, PGP CORPORATION

PGP CORPORATIONEIN 38-2472855Plan #001PY 2018

7925 BEECH DALY - TAYLOR, MI 48180313-291-7500

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$24.4M

-3.4% from 2017

Total participants

229

-6.5% from 2017

Average account balance

$107,486

+3.0% from 2017

Annual return

-2.68%

-12.98 pp from 2017

Benchmarks

See 4,210 peers

Peer group

Industry33 - Manufacturing

Plan typeDefined contribution

Participants100-249

Cohort4,210 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$30.67M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$137K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

224

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

87.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.37M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.74%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$226

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
FIDELITY INVESTMENTS INSTITUTIONAL4+ years Service code 37 · EIN 04-2647786	Loan Processing	$50,412
SHEPHERD FINANCIAL INVESTMENT ADVIS1 year Filed as: SHEPHERD FINANCIAL INVESTMENT Service code 27 · EIN 82-0759826	Advisory (Plan)	$14,994

Plan features & details

Pension benefit codes2E2F2G2J2R2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$65K

$300 / participant

Other / not subdivided$65K100.0%

% of EOY assets

0.265%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: HARDING, SHYMANSKI & COMPANY, PSC
Auditor EIN: 351346211
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$107,486

$59,186+81.6%

$76,768+40.0%

$56,287+91.0%

Participation rate

99.1%

75.2%+23.9pp

77.0%+22.1pp

69.9%+29.2pp

Annual return

-2.68%

6.62%-9.3pp

2.43%-5.1pp

-9.96%+7.3pp

Employer contribution / active EE

$2,351

$1,759+33.7%

$2,485-5.4%

$2,111+11.4%

Participant deferral / active EE

$5,283

$3,255+62.3%

$3,852+37.2%

$3,350+57.7%

Admin fee / account holder

$285

$489-41.7%

$6,675-95.7%

$521-45.3%

Provider

Service type

Compensation

FIDELITY INVESTMENTS INSTITUTIONAL4+ years

Service code 37 · EIN 04-2647786

Loan Processing

$50,412

SHEPHERD FINANCIAL INVESTMENT ADVIS1 year

Filed as: SHEPHERD FINANCIAL INVESTMENT

Service code 27 · EIN 82-0759826

Advisory (Plan)

$14,994

VOSS INDUSTRIES 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

VOSS INDUSTRIES 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion