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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,126 | $45,566-20.7% | $64,105-43.6% | $59,633-39.4% |
| Participation rate | 98.1% | 60.2%+37.9pp | 68.2%+29.9pp | 68.7%+29.4pp |
| Annual return | -1.98% | 4.95%-6.9pp | 791.24%-793.2pp | 2041.45%-2043.4pp |
| Employer contribution / active EE | $324 | $934-65.4% | $1,820-82.2% | $2,203-85.3% |
| Participant deferral / active EE | $1,524 | $2,057-25.9% | $2,822-46.0% | $3,192-52.3% |
| Admin fee / account holder | $3,431 | $3,268+5.0% | $4,499-23.7% | $4,297-20.1% |