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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,563,499 | $99,380+1473.3% | $90,312+1631.2% | $155,188+907.5% |
| Participation rate | 100.0% | 77.3%+22.7pp | 72.9%+27.1pp | 80.8%+19.2pp |
| Annual return | 17.35% | 19.35%-2.0pp | 18.90%-1.6pp | 148.84%-131.5pp |
| Employer contribution / active EE | $1,000 | $2,390-58.2% | $2,243-55.4% | $4,248-76.5% |
| Participant deferral / active EE | $5,000 | $4,212+18.7% | $3,749+33.4% | $6,531-23.4% |
| Admin fee / account holder | $16,836 | $9,766+72.4% | $8,248+104.1% | $14,480+16.3% |