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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,691 | $62,583-81.3% | $76,767-84.8% | $64,173-81.8% |
| Participation rate | 47.3% | 72.8%-25.5pp | 77.0%-29.7pp | 69.6%-22.3pp |
| Annual return | -11.52% | -1.95%-9.6pp | 2.43%-13.9pp | 7.63%-19.2pp |
| Employer contribution / active EE | $779 | $1,832-57.5% | $2,485-68.7% | $2,381-67.3% |
| Participant deferral / active EE | $1,472 | $3,145-53.2% | $3,852-61.8% | $3,470-57.6% |
| Admin fee / account holder | $279 | $4,667-94.0% | $6,675-95.8% | $4,887-94.3% |