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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,931 | $95,188-80.1% | $76,518-75.3% | $135,380-86.0% |
| Participation rate | 100.0% | 74.4%+25.6pp | 68.0%+32.0pp | 82.6%+17.4pp |
| Annual return | -14.43% | 4.85%-19.3pp | -0.27%-14.2pp | 519.81%-534.2pp |
| Employer contribution / active EE | $409 | $3,303-87.6% | $2,647-84.6% | $4,779-91.4% |
| Participant deferral / active EE | $9,097 | $4,640+96.1% | $3,836+137.2% | $5,609+62.2% |
| Admin fee / account holder | $364 | $6,249-94.2% | $4,849-92.5% | $10,828-96.6% |