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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,641 | $63,346+55.7% | $92,240+6.9% | $70,126+40.7% |
| Participation rate | 97.4% | 68.7%+28.8pp | 76.5%+21.0pp | 69.5%+27.9pp |
| Annual return | 13.54% | 530.19%-516.6pp | 176.29%-162.8pp | 73.15%-59.6pp |
| Employer contribution / active EE | $6,983 | $2,471+182.6% | $3,680+89.8% | $2,343+198.1% |
| Participant deferral / active EE | $2,520 | $2,854-11.7% | $3,897-35.3% | $3,332-24.4% |
| Admin fee / account holder | $905 | $3,841-76.4% | $5,194-82.6% | $4,645-80.5% |