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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,811 | $77,638-89.9% | $156,551-95.0% | $62,881-87.6% |
| Participation rate | 84.4% | 71.2%+13.2pp | 84.0%+0.4pp | 69.3%+15.1pp |
| Annual return | 5.31% | 50.33%-45.0pp | 32.23%-26.9pp | 20.14%-14.8pp |
| Employer contribution / active EE | $1,817 | $3,444-47.2% | $5,501-67.0% | $2,281-20.3% |
| Participant deferral / active EE | $1,483 | $3,046-51.3% | $4,871-69.6% | $3,203-53.7% |
| Admin fee / account holder | $1,290 | $5,561-76.8% | $13,028-90.1% | $4,296-70.0% |