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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,728 | $52,678-64.4% | $75,784-75.3% | $59,633-68.6% |
| Participation rate | 53.1% | 67.2%-14.1pp | 75.8%-22.7pp | 68.7%-15.5pp |
| Annual return | -1.22% | 2.95%-4.2pp | 9.68%-10.9pp | 2041.45%-2042.7pp |
| Employer contribution / active EE | $1,288 | $2,193-41.3% | $3,323-61.2% | $2,203-41.5% |
| Participant deferral / active EE | $2,172 | $2,591-16.2% | $3,652-40.5% | $3,192-32.0% |
| Admin fee / account holder | $345 | $3,610-90.5% | $5,300-93.5% | $4,297-92.0% |